You have a lot going for you in your 20s—mainly the ability to work extremely hard and recover quickly.
However, you also must overcome natural urges from your hormones and school programming.
If you can build an income portfolio that pays your $1,000/month in dividends, you will be free for life.
Time is the critical component of compounding, and you have time on your side. Your $1,000/month income stream will turn into $11,000/month in your 40s.
The harder you work, the faster you save, and the quicker you achieve financial freedom. You will have to give up some fun today for success tomorrow. Are you willing to make that sacrifice? Good Luck!